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Cookie Policy

Last updated: March 2025

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What Are Cookies?

Cookies are small text files that websites place on your device when you visit them. Think of them as digital sticky notes that help websites remember you and your preferences. At kalenoxivaro, we use these files to make your experience smoother and to understand how people interact with our financial forecasting tools.

Most websites use cookies in some form. They've become a standard part of how the internet works. But we believe you should know exactly what's happening with your data when you're using our budgeting platform.

How kalenoxivaro Uses Cookies

We're pretty selective about our cookie usage. We don't collect data just for the sake of it. Every piece of information we gather serves a specific purpose in making our financial planning tools work better for you.

Essential Cookies

These are the non-negotiables. Without them, our platform simply wouldn't function properly. They handle critical tasks like keeping you logged in, remembering your dashboard settings, and ensuring your financial data stays secure during your session.

  • Session management that keeps you logged into your account
  • Security tokens that protect your financial information
  • Interface preferences like dashboard layout and display settings
  • Form data retention when you're creating budgets or forecasts

Essential cookies cannot be disabled as they're necessary for the basic operation of kalenoxivaro.com. Turning them off would break core functionality and compromise your account security.

Types of Cookies We Use

Functional Cookies

These remember your choices and preferences. When you set your preferred currency display or choose a specific budget template, functional cookies store that information so you don't have to set it up every time you visit.

Analytics Cookies

We use these to understand which features matter most to our users. They tell us things like which forecasting tools get used most often, where people spend time in the platform, and which educational resources are actually helpful.

Performance Cookies

These help us identify and fix technical issues. If a particular calculation is running slowly or a chart isn't loading properly, performance cookies help us spot and resolve those problems quickly.

Cookie Retention and Storage

Different cookies stick around for different lengths of time. Some disappear the moment you close your browser, while others might hang around for months. Here's what you need to know about how long we keep this data.

Cookie Type Duration Purpose
Session Cookies Until browser closes Maintain your active session and temporary settings
Preference Cookies 12 months Remember your dashboard layout and display choices
Analytics Cookies 24 months Track long-term usage patterns and feature adoption
Security Cookies Session duration Protect your account and prevent unauthorized access

Managing Your Cookie Settings

You're in control here. While we can't let you disable essential cookies (they're essential for a reason), you have complete freedom to manage everything else.

Browser-Level Controls

Every modern browser gives you tools to manage cookies. You can block them entirely, delete existing ones, or set preferences for specific websites. The exact steps vary depending on which browser you're using.

  • Chrome users can find cookie settings under Privacy and Security
  • Firefox has a dedicated Cookies and Site Data section in preferences
  • Safari includes cookie controls in the Privacy tab of preferences
  • Edge manages cookies through the Privacy, Search, and Services menu

Platform-Level Options

You can also use the button at the top of this page to decline all non-essential cookies. This tells our system to only use the bare minimum needed to keep the platform running. Your preference gets saved, and we'll respect it on future visits.

Third-Party Cookies

We keep third-party involvement minimal. kalenoxivaro doesn't use advertising networks or social media trackers that follow you around the web. However, we do work with a couple of trusted analytics providers to understand how our platform performs.

These partners operate under strict data processing agreements that prevent them from using your information for anything beyond the specific services they provide to us. They can't sell your data, share it with other companies, or use it for their own marketing purposes.

Updates to This Policy

Technology changes. Privacy regulations evolve. And occasionally, we add new features that might require different types of cookies. When we make significant changes to how we use cookies, we'll update this policy and let you know.

The "Last updated" date at the top of this page shows when we most recently revised our cookie practices. We recommend checking back periodically if you're interested in staying current with how we handle this aspect of your data.

Questions About Our Cookie Policy?

If something here isn't clear or you have specific concerns about how we use cookies, we're happy to talk you through it.

Email us at info@kalenoxivaro.com
Call +61 422 528 518
Or write to us at Level 1/72 Currie St, Adelaide SA 5000, Australia

kalenoxivaro Logo

kalenoxivaro

Financial education designed for real-world success in Adelaide and beyond.

Contact Information

Level 1/72 Currie St
Adelaide SA 5000
Australia

Phone: +61 422 528 518

Email: info@kalenoxivaro.com

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